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Instead, you will both need to make a joint claim for Universal Credit.

As soon as you make the claim, the tax credits will stop and you might have to think about how you’ll manage for money until you get your first joint Universal Credit payment.

When you open a joint bank account you’ll both be responsible for any debt or overdrafts, so it’s vital that you trust each other.

You need to be clear on what you consider to be a fair contribution and stick to it.

If you live as a couple and you claim Universal Credit, you’ll get a single monthly payment for your household so you might need to make some changes to the way you budget.